Cell Phone: 773-879-0808
There are several ways to lower your homeowner’s premium through the use of discounts. Listed below are the most common:
- Multi-policy discount. If you insure your automobiles with the same company you are using for your homeowners insurance, you can receive a discount in the range of around 10%.
- Higher deductibles. A deductible is the amount you pay before the insurance company pays on a covered loss. Deductibles can be $250, $500, $1,000 or more per incident. As the deductible is increased, your premium will be lowered.
- Alarms. Depending on the type of alarm, you could receive a larger discount on your premium. A central station alarm could lower the premium by as much as 20%. A local alarm might lower the premium by 10%. If you have smoke detectors, a fire extinguisher and dead bolt locks, your premium can be lowered by 5%.
Great News! These discounts can be added at any time during the year. You do not need to wait until the renewal date in order to enjoy the savings. Please ask us about other discounts!